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...Latar belakang banking is a sunset industry electronic sunrise mulai banyaknya e payment money dsb apa semua ini perdagangan perniagaan di internet membutuhkan kecepatan dalam transfer of jenis layanan bukan uang baru hanya cara untuk mengakses servis bank biasa stored value systems cards alternatif dari mata yang dikeluarkan oleh pemerintah contoh micropayment millicent wallet virtual emv purse cash digicash cybercash ikp cheque fstc first smartcard based standard paper checks consumer pay merchant payer payee statement endorse report present s clear credit card transaction presents seeks and receives authorization submit system for settlement issuing acquirer...