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...Mutual fund what is a pool of money managed by professional manager the objective and risk level are outlined in document called prospectus provides detailed guidelines for types investments can purchase also known as an open ended investment which means sells units this on upon request benefits purchasing management company hires talented managers who have many resources behind them including team people dedicated to researching tracking determining trends doing thorough analysis work full time your behalf diversification lowers because regardless size each unit purchased made up different liquidity funds be sold anytime easily flexibility allow you much or little want offer variety plans fees either through front end load investor pays fee upfront usually percentage total back doesn t pay initial but they locked into family predetermined period if holds maturity contract will never choose redeem early redemption decreases basis every year held i buy major asset classes market bond ba...