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...Hdfc ergo general insurance company limited customer information sheet optima restore description is illustrative and not exhaustive title refer to policy clause number product name what am i a in patient treatment covers hospitalisation expenses for section b covered period more than hrs pre medical incurred ii days before the c post iii after d day care procedures iv e domiciliary v availing at home which would otherwise have required f organ donor on harvesting vi from transplantation g ambulance cover upto rs per sectio vii utilizing service transporting insured person hospital case of an emergency h daily cash choosing shared accommodation viii amount if hospitalised network exceeds opinion respect critical illness second ix by practitioner our panel suffered during j air x transportation airplane or helicopter life threatening health conditions k benefit instant addition basic sum complete partial utilization your existing multiplier applicable year can be used all claims under i...