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...Insurance policy document regulated by ira individual family preamble whereas the insured named in schedule has applied to aar kenya limited through a signed proposal form hereinafter referred as company for medical specified respect of and their dependants members paid premium consideration such now this witnesses that subject terms conditions exceptions contained herein or endorsed hereon benefit limit stated further reasonable customary charges will cover expenses defined section b c d e f g h i selected at commencement period direct result member sustaining accidental bodily injury during suffering illness disease proximal cause accident being an event provided condition precedent attachment shall have submitted accepted membership application which be deemed incorporated part contract insurer disclosed all material facts relating risk separately letter misrepresentation non disclosure entitled avoid premiums so affected forfeited seek from reimbursed costs incurred dated nairobi d...