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...Sheet create your budget enter monthly income incoming money expenses outgoing and savings saving for the future into yellow cells below this will help you determine if have an excess or shortage of cash at end each month great job extra can spend save a consider where lower spending to ensure balance do not overextend yourself additional information be accessed by clicking on found throughout worksheet step total start adding up how much household makes from all full time part miscellaneous is amount available pay bills make personal discretionary purchases get paid more than once sure include paychecks example two times we also suggest using net gross paycheck that quot take home after taxes insurance retirement etc are automatically deducted person child support received rent payments next add so items housing mortgage examples electric water sewer heat trash pickup gas utility internet cable streaming services mobile phone some property owners their already included in payment doub...