federal trade commission board of governors of the federal reserve system report to congress on the fair credit reporting act dispute process august 2006 federal trade commission board of governors ...
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...Federal trade commission board of governors the reserve system report to congress on fair credit reporting act dispute process august submitted pursuant section b and accurate transactions table contents executive summary i introduction ii background iii iv v fcra enforcement vi conclusion appendix a names acronyms request for information c sample automated consumer verification form d frequency account disputes in study data from one repository as june e response rates furnishers responding through oscar paper july f after fact ftc submit this discusses steps that agencies cras take receiving about accuracy or completeness s file first provides describes provisions core portion titled addresses how submits cra forwards furnisher investigates replies reviews conveys results reinvestigation also when consumers directly issued public comment summarizes commenters overall views finds although materials reviewed indicated most seem be processed within statutory time frame there is disagree...