advances in intelligent systems research volume 148 international conference on information technology and management engineering icitme 2018 summary of credit risk assessment methods 1 2 2 qiang cai and qian ...
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...Advances in intelligent systems research volume international conference on information technology and management engineering icitme summary of credit risk assessment methods qiang cai qian macro economy finance center sichuan radio tv university school economics uestc abstract it is the forefront direction for be called narrow sense commercial banks field to explore theory method loan customers promise fund use repayment social economic entity characteristics evaluation improve principal interest etc shall faced with deepen market system refers that financing institutions paper improves various modern like or modes based traditional models evaluate target s contract fulfillment ability combined concept classification as well from overseas scholars literature credibility define grade at achievements domestic latest present two makes a full exploration analysis evaluates american are widely used academic world managers index bank industry by china off other typical indexes financial hav...