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...Vicentiu covrig fin how finance is organized corporate investments international financial derivatives risk and return the investment process consists of two broad tasks security market analysis portfolio management investors are concerned with both expected as an investor you want to maximize returns for a given level relationship between assets in important aversion theory assumes that averse choice equal rates will select asset lower it also means riskier has offer higher or else nobody buy top down allocation capital decision proportion overall place free versus risky distribution across classes such bonds small stocks large real estate etc selection which particular securities hold within each class...