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...Ijarah is a term of islamic fiqh literally it means to give something on rent the used in two situations employ services person wages e g hires porter at airport carry his luggage another type relates paying for use an asset or property defined as land economics mode financing alternative leasing backed by acceptable contract transaction under shariah question whether not compliant depends terms and conditions several characteristics conventional agreements may conform thus making un thereby invoking prohibition key difference risk rewards ownership lies with owner i any loss beyond control lessee should be borne lessor late payment penalty cannot charged income lease sale agreement separate non contingent process...