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...Financial planning more than budgeting investing is a thinking process that helps achieve goals blueprint or plan for managing all components of person s money arranging to spend save and invest live comfortably have security net worth statement budget insurance savings investment benefits having you know where use your less chance going into debt cannot handle how do i make determine current situation list items relate finances investments monthly income job earnings allowance gifts interest expenses debts develop consider attitude toward ask yourself the following if it important now future personal values affect decisions...