FINANCIAL INCLUSION AND POVERTY REDUCTION BACKGROUND AND DEFINITIONS Financial inclusion has moved up the global reform agenda and has become a major subject of great interest for policy makers, regulators, development partner’s researchers, market practitioners and many other stakeholders Financial inclusion refers to timely delivery of financial services to disadvantaged sections of the society (United Nations, 2006; Ramji, 2009). Financial inclusion ensures that customers have access to a range of formal financial services, from simple credit and savings services ...
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Background Integrated Business Statistics Program (IBSP) • Centralizing and standardizing processes from collection to dissemination of business statistics • Complex – phase I includes 60 annual business surveys; 6 generalized systems with different technologies; 400 million transactions per year estimated • Pillars of the IBSP project: Improve governance across all areas Use of tax data for estimation of financial variables Common sampling, editing strategies Earlier cut-off to active collection Use of e-questionnaires as principal mode of collection “data service ...
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As per Rangarajan Committee Report Financial Inclusion is the process of ensuring access to appropriate financial products and services needed by vulnerable groups such as weaker sections and low income groups, at an affordable cost, in a fair and transparent manner by mainstream institutional players. 2 Important Milestones on Road to Financial Inclusion in India 1904 Setting up of Rural Cooperatives 1969 Nationalization of 14 major Commercial Banks 1975 Setting up of Regional Rural Banks 1990s Self Help Group 2005 ...
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