WHAT IS PERSONAL FINANCE?? • PERSONAL FINANCE DEFINES ALL FINANCIAL DECISIONS AND ACTIVITIES OF AN INDIVIDUAL OR HOUSEHOLD, INCLUDING BUDGETING, INSURANCE, MORTGAGE PLANNING, SAVINGS AND RETIREMENT PLANNING. BREAKING DOWN PERSONAL FINANCE. • ALL INDIVIDUAL FINANCIAL ACTIVITIES FALL UNDER THE PURVIEW OF PERSONAL FINANCE; PERSONAL FINANCIAL PLANNING,GENERALLY INVOLVES ANALYZING YOUR CURRENT FINANCIAL POSITION, PREDICTING SHORT-TERM AND LONG- TERM NEEDS AND EXECUTING A PLAN TO FULFILL THOSE NEED WITHIN INDIVIDUAL FINANCIAL CONSTRAINTS. PERSONAL FINANCE IS A VERY INDIVIDUAL ACTIVITY THAT DEPENDS ...
Short Run Financial Planning Process: Sales Forecast Long Term Financing Production Plans Plan Current Period Proforma Income Statement Cash Budget Fixed Asset Outlay Plan Balance Sheet Statement Proforma Balance Sheet Production Plans mencakup estimasi biaya bahan baku, tenaga kerja, overhead dan operasi. Cash Planning: Cash Budgets. Cash Budget: Proyeksi keuangan perusahaan terhadap surplus atau kekurangan kas jangka pendek. Biasanya disusun dalam periode satu tahun dan diperinci dalam jangka waktu yang lebih pendek. Kelebihan kas dapat diinvestasikan ke marketable securities dan ...
Strategic Planning Process Situation Analysis An in-depth analysis of the organization’s internal and external environments Marketing Plan A written document that provides the blueprint or outline of the organization’s marketing activities, including the implementation, evaluation and control of those activities Mission vs Vision MISSION Vision Answers “What business are we in?” Answers “What do we want to Clear and concise become?” Explains the organization’s Tends to be future oriented reason for existence Represents ...
Write a paragraph on why should you know how to plan your personal finances even if you can hire a financial planner? Key Terms Personal financial Economy planning Supply Goals Demand Values Federal reserve Opportunity costs System Liquidity Inflation Service Consumer Good interest economics Personal Financial planning: Is arranging to spend, save, and invest money to live comfortably, have financial security, and achieve goals Goals—the things you want to accomplish There are six steps to financial planning to help ...
IT audit training Stage 1 - Business Impact Review for Topics covered - preliminary work Business Impact Review report to management March 2007 Continuity planning : S3/ 2 IT audit training Phase 1 : preliminary work for Gain top management support - raise awareness obtain initial budget Undertake survey : identify - processes locations personnel to interview Write survey report - review boundary personnel, budget and time-scale recommend corporate policy March 2007 Continuity planning : S3/ 3 IT audit training ...
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