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...Beginner s guide to the capital markets financial education an overview of market products available in securities and exchange board india introduction investor protection basics a importance as much skills are required earn money it is equal measure spending wisely accordingly provides you basic life skill build secure future proper knowledge can improve your ability save for long term goals prevent family from exigencies important know following concepts b savings investing saving excess income over expenditure generally form bank account cash very safe earning small rate interest get back when need high liquidity whereas setting aside normal investments rise fall value time however end prudent lot more than c budgeting first step planning process tracking controlling inflow outflow entails identifying all sources taking into current expenses with aim meet primary ensure reasonable after providing benefits puts checks balances place order overspending at various levels takes unexpec...