an introduction to health insurance what should a consumer know carol rapaport analyst in health care financing april 30 2015 congressional research service 7 5700 www crs gov r44014 an ...
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...An introduction to health insurance what should a consumer know carol rapaport analyst in care financing april congressional research service www crs gov r summary congress has seen renewed interest the market for private since passage of patient protection and affordable act aca p l as amended this report provides overview sector opposed government provided it serves from point view many consumers under age no background is assumed all terms are defined body may find purchase inherently different some other purchases can be expensive relevant details concerning future not known when choosing plan including over course year if at will purchased which services needed costs those these characteristics purchasing decrease s ability financially increase exposure financial risk reduces risks unpredictability inherent paying employed obtain his or her employer offered by sponsored esi fringe benefit directly perhaps through agent broker firms addition exchanges marketplaces facilitate transa...