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...Building blocks student handout what is insurance a way to manage your risk when you buy purchase protection against unexpected financial losses the company pays or someone choose if something bad happens have no and an accident may be responsible for all related costs having right risks face can make big difference in life people get not only help with from events but also pay routine things such as annual medical checkups dental visits addition companies negotiate discounts health care providers so their customers those discounted rates policy written contract between policyholder person that gets insurer necessarily insured individual making them protects another entity who example buys employee how does reduce imagine re driving car hit deer which damages kind of auto will repairs minus deductible portion now water pipe bursts bathroom ruining everything room bedroom next it typically homeowner s renter replace some damaged property once policies are described important read carefu...