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...Zero based budget template or create your zerobased here month income salary other total budgeted expenses set giving saving retirement of home mortgage homeowners insurance cellhome phone electricity gas internet television trash water car health life umbrella debts credit card payment department store student loans adjustable booksmagazines child care clothing entertainment groceries eating out gasoline gifts healthcare decor maintenance job expense toiletries pet supplies recreation vacation vehicle minus balance the above number should equal click to a collaborative spreadsheet actual spent monthly...