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...Household budget worksheet make sure that you include all net or takehome income and expenses as accurately possible each expense category has a recommended distribution of your associated with it monthly take home debt wages credit card salary spouse social security military pay personal loans retirement interest student alimony child support medical bills unemployment other snap benefits total unsecured investments savings housing emergency fund rent account st mortgage pitihoa financial goal nd piti heating funds ira roth electric stocksbonds watersewer repairsimprovements summary living transportation disposable deficit auto loan percent div insurance gasmaintenance public transportationtaxi note if have should seek parkingtolls the help counseling agency to reduce well create workable for family this is recommendation based on community guideline every situation different these guidlines are just one tool keep finances healthy more information about managing call speak counselor t...