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...Sheet financial map big picture annual needs wants january february march april may june july august september october november december yearly total mo avg balance check after exp spent start date goal cost already saved still need to save target completion of months till monthly quot crunch each month meet assets ways get more money liabilities ongoing threats your success short term lose job hours cuthousehold member holdback cash available now net flow mid long examples how buy time deal trans consolidation loan title car or home equity interest cc employer advance debt card opt in stop bank fees credit ask for extension payment sell something on a plan cut living expenses redo lower payments second negotiate tax return apply forgiveness hardship modify wage withholding take retirement distribution gift donation public assistance americore education award build budget make breathing name actual min owed rate income old debts it amp budgeted list all rent katie sadowski what does eq...