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...Issn impact factor ic value isi peer reviewed and refereed journal volume issue september online copy of article publication available issues scopus review id abdacffeaa nd cover page received th date october doi http ijmer in publisher sucharitha india www digital certificate pdf e certificateofpublication academic bank credit a paradigm shift transformation education study dr allam joseph praveen kumar abstract the national educational policy is dynamic progressive modern framework which aims at achieving full human potential among learners it providing equal equitable opportunities inclusive to all making them global outlook yet armed with traditional values credits proposed under new an repository accumulated by leaner be looked after university grants commission promises provide exibility students will pupils studying higher levels accumulate points moving across various such as certicate diploma post graduate degree programs enjoying multiple exit entry having facility continue l...