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...Loan agreement entered into between hereinafter referred to as the lender and identity number borrower schedule information name physical address telephone email employer contact cost of credit provided in terms sections national act no read with regulations made under total amount repayable r service fee initiation interest rate per annum monetary value proposed debt plus sum instalments be paid instalment amounts definitions interpretation this unless context otherwise requires following capitalised shall have meanings assigned them below cognate expressions corresponding advance date means upon which capital is by annexures thereto person more fully described business day any other than a saturday sunday or official south african public holiday together it its registered office situated at law common applicable constitution statute proclamation regulation rule notice treaty directive code practice charter judgment order having force africa court forum party parties both may require ...