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...Chapter v conclusion this study surveys college students from two private colleges in yogyakarta namely uajy and stie ykpn to assess how financially literate they are what influence their literacy extent financial affects decision participate the stock market results suggest that not although respondent consist of business economics overall mean percentage correct answers is about for respectively less than hardly any can correctly answer all questions provides evidence various factors influencing when considered within a model gender age academic year major gpa father s education origin money management however controlling other it found only occupation associated with whereas case be independently student controlled variables finally consistent previous literature rooij et al lusardi mitchell shimizutani yamada more likely limitations suggestions there number areas future research have arisen as result findings one limitation absence personal contact information questionnaire researc...