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...Contact us on enquiries chap org uk do you often find that are struggling to make ends meet and run out of money before your next pay benefit payment is due if yourself running having borrow from friends family or take loans here a tip hopefully help manage better keeping spending diary keep log journal what spend daily basis this can be written piece paper every time use bank card purse wallet it no matter how small don t hide the away in plain view so cannot avoid seeing people who tend see over they naturally start less as become more aware their habits think about prioritise really need rather than want not only highlight where overspending but also free debt long term may even save for important template at week much was spent cash bought overall total day monday tuesday wednesday thursday friday saturday sunday left end weekly...