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...Group personal accident insurance policy whereas the insured has made to sbi general company ltd hereinafter called a proposal which is hereby agreed be basis of this and paid premium specified in schedule now agrees subject always following terms conditions exclusions limitations indemnify as herein provided benefits covered under are mentioned attached wording documents all that available but covers only opted part interpretations definitions defined below have meanings ascribed them wherever they appear document where appropriate references singular include plural male female any statutory enactment subsequent changes same means sudden unforeseen unexpected event caused by external violent visible resulting physical bodily injury acquired immune deficiency syndrome assigned it world health organization shall hiv human immunodeficiency virus encephalopathy dementia wasting arc aids related complex age completed years at commencement date minimum for maximum however renewals can conti...