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...Explanatory note on regulated activity under the insurance ordinance cap authority october a introduction regulatory regime for intermediaries makes it criminal offence person without reasonable excuse to carry or hold out that he is carrying in course of his business employment reward unless licensed intermediary otherwise exempt ia has issued an licensing requirements employees authorized insurers november and banking sector setting its views whether not persons are certain specific situations since came into effect september received enquiries issue involving different types distribution models go beyond scope two existing notes answering these enabled refine further develop application context practices ensure considering have benefit decided this additional section b we set s general approach required obtain licence factors which takes account when other related matters c sets hypothetical case studies covering where be insurer can accept from such may arise whilst concerns provis...