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...Optima trade professional policy wording what s inside introduction to your how make a claim definitions general exclusions conditions cover call please save this number mobile phone contents page no important notice legal and business helpline services do if you have complaint financial compensation scheme data protection claims liability section sub public products b employers tools all risks stock in transit contractors contract works own plant equipment c hired expenses when is shown as operative on the schedule refer separate guard for full details of terms personal accident material damage money interruption loss income increase cost working com nov insurance between us by which we agree respect set out sections insured subject consideration paying or agreeing pay premium made up documents must be read together should carefully that provided contact agent immediately does not meet needs has been signed behalf francois xavier boisseau ceo ageas limited duty fair presentation propr...