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...Optima business plus policy wording what s inside introduction to your how make a claim definitions general exclusions conditions cover call please save this number mobile phone contents page no important notice legal and helpline services do if you have complaint financial compensation scheme data protection denitions claims causes property section sub buildings b c glass blinds signs d money e assault by thieves f specified g machinery computer equipment breakdown h deterioration of refrigerated goods loss income costs licence liability employers public products treatment in transit own vehicles sent carrier expenses when is shown as operative on the schedule refer separate guard for full details terms com mar contract insurance between us which we agree respect risks set out sections insured subject consideration paying or agreeing pay premium made up documents must be read together should carefully all that provided contact agent immediately does not meet needs duty fair presentati...