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...Households indebtedness a microeconomic analysis based on the results of financial and consumption survey articles sonia costa luisa farinha abstract portuguese information is particularly useful at present time given high level debt this sector increase in credit default using type data it possible to identify structural relationships between characteristics their particular detect situations greater vulnerability which should be taken into account monitoring adjustment process that underway economy paper uses from new household finance hfcs took place during second quarter according obtained low income young who have mortgages are most vulnerable groups population for probability materialisation risk higher however fact relatively participation market mitigates impact eventual entry nancial situation banks as although share value loans debts often guaranteed by real estate service ratio majority these lower than usual threshold used introduction presents an distribution some relevant...