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...Study on new digital payment methods march table of content executive summary and main takeaways general public the tech savvy merchants unbanked underbanked offline population objectives scope methodology research selected target groups demographics methodological overview group current habits key findings review preferences looking back analysis factors behind recent changes in rationale triggers for adopting instruments forward possible drivers leading to adoption exploring detail a potential wallet user experience reviewing design features acceptance person payments perceptions about financial privacy funding options conditional understanding concept risk freeness knowledge euro prior awareness information communication aspects attitudes towards range that accept experiences setting up accepting real time settlement legal tender status perception barriers inclusion work arounds used by offliners resistance leveraging an improved preferred annex country fiches disclaimer was commiss...