risk management caiib unit 1 components of assets and liabilities in bank s balance sheet and their management alm encompasses the analysis and development of goals and objectives the development ...
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...Risk management caiib unit components of assets and liabilities in bank s balance sheet their alm encompasses the analysis development goals objectives long term strategic plans periodic profit rate sensitivity represent uses funds to generate revenue for reserves surplus includes share premium p l account borrowings consists refinance from rbi other institutions are bills payable inter office adjustments interest accrued others like provision it tax deductions at sources provisions etc money call short notice all loans made market that repayable within days a major item is investment various securities cash credits overdrafts on demand falls under category though they may have specific due date income investments two types dividends sale subsidiaries joint ventures part heart financial deregulated environment has not only led introduction discriminate pricing policies but also highlighted need match maturities involves rates exchange liquidity risks act planning acquiring directing fl...